Homeowner Assistance Fund
Homeowner Assistance Fund by State
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The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses (utilities, property taxes, partial claims, etc.) due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories, and tribes. To find help, select your state or territory from the dropdown list below or click on the state in the map.
Through the end of 2023, the HAF program has expended $6.6 billion in assistance to more than 500,000 homeowners. Ninety percent of HAF recipients earned at or below area median income and 53 percent of recipients were socially disadvantaged individuals.
For More Information:
- NCSHA HAF Program Summary
- Treasury Department HAF Program Overview and Guidance
- American Rescue Plan’s HAF Provisions
- Treasury Press Release on Q4 2023 HAF Data
- Treasury Blog on HAF Program Impact (March 19, 2024)
HAF program open Program closed
Program suspended or accepting waitlist applications
*Hawaii’s HAF program is only open in the counties of Hawai’i, Kaua’i, and Maui.
Select State or Territory From Dropdown List
Looking for information on HAF programs being run by Tribal Governments?
Visit NAIHC Tribal Housing Assistance Resource Hub
U.S. Treasury Department: Homeowner Assistance Fund Resources
Additional Resources for Homeowners
Consumer Finance Protection Bureau: Help for Homeowners |
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HUD: COVID-19 Resources – Information on Forbearance for HomeownersVisit HUD COVID-19 Resources for Homeowners
HUD: Housing Counseling Agency Lookup |
Fannie Mae: Here to Help |
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FreddieMac: Extending Help to Homeowners Impacted by COVID-19 |
Resource Library for HAF Program Administrators
This library is a repository of HAF policies, procedures, and program documents contributed by program administrators, as well as templates and other resources created by NCSHA. It also includes materials from past HFA mortgage assistance programs, including the Hardest Hit Fund. The Resource Library is open only to state HFAs and other HAF program administrators. |
List of Homeowner Assistance Fund Programs by State
Alabama
Agency: Alabama Housing Finance Authority
Status: Program closed
Alabama Program Website
Alaska
Agency: Alaska Housing Finance Corporation
Status: Program closed
Alaska Program Website
Arizona
Agency: Arizona Department of Housing
Status: Program closed
Arizona Program Website
Arkansas
Agency: Arkansas Development Finance Authority
Status: Program closed
Arkansas Program Website
California
Agency: California Housing Finance Agency
Status: HAF program open
California Program Website
Colorado
Agency: Colorado Division of Housing
Status: HAF program open
Colorado Program Website
Connecticut
Agency: Connecticut Housing Finance Authority
Status: Program closed
Connecticut Program Website
Delaware
Agency: Delaware State Housing Authority
Status: Program closed
Delaware Program Website
District of Columbia
Agency: District of Columbia Department of Housing and Community Development
Status: HAF program open
DC Program Website
Florida
Agency: Florida Department of Economic Opportunity
Status: Program closed
Florida Program Website
Georgia
Agency: Georgia Department of Community Affairs
Status: HAF program open
Georgia Program Website
Guam
Agency: Guam Department of Administration
Status: Program closed
Guam Program Website
Hawaii
Agency: Hawaii Housing Finance and Development Corporation
Status: HAF program open
Hawaii Program Website
Idaho
Agency: Idaho Housing and Finance Association
Status: HAF program open
Idaho Program Website
Illinois
Agency: Illinois Housing Development Authority
Status: Program closed
Illinois Program Website
Indiana
Agency: Indiana Housing and Community Development Authority
Status: Program closed
Indiana Program Website
Iowa
Agency: Iowa Finance Authority
Status: HAF program open
Iowa Program Website
Kansas
Agency: Kansas Housing Resources Corporation
Status: Program closed
Kansas Program Website
Kentucky
Agency: Kentucky Housing Corporation
Status: HAF program open
Kentucky Program Website
Louisiana
Agency: Louisiana Office of Community Development
Status: Program closed
Louisiana Program Website
Maine
Agency: Maine Housing
Status: Program suspended or accepting waitlist applications
Maine Program Website
Maryland
Agency: Maryland Department of Housing and Community Development
Status: Program closed
Maryland Program Website
Massachusetts
Agency: Massachusetts Housing Partnership
Status: Program closed
Massachusetts Program Website
Michigan
Agency: Michigan State Housing Development Authority
Status: Program closed
Michigan Program Website
Minnesota
Agency: Minnesota Housing
Status: Program closed
Minnesota Program Website
Mississippi
Agency: Mississippi Home Corporation
Status: Program closed
Mississippi Program Website
Missouri
Agency: Missouri Housing Development Commission
Status: HAF program open
Missouri Program Website
Montana
Agency: Montana Housing
Status: HAF program open
Montana Program Website
Nebraska
Agency: Nebraska Investment Finance Authority
Status: Program closed
Nebraska Program Website
Nevada
Agency: Nevada Affordable Housing Assistance Corporation
Status: HAF program open
Nevada Program Website
New Hampshire
Agency: New Hampshire Housing Finance Authority
Status: Program closed
New Hampshire Program Website
New Jersey
Agency: New Jersey Housing and Mortgage Finance Agency
Status: HAF program open
New Jersey Program Website
New Mexico
Agency: New Mexico Mortgage Finance Authority
Status: Program closed
New Mexico Program Website
New York
Agency: New York State Homes and Community Renewal
Status: Program suspended or accepting waitlist applications
New York Program Website
North Carolina
Agency: North Carolina Housing Finance Agency
Status: Program closed
North Carolina Program Website
North Dakota
Agency: North Dakota Department of Human Services
Status: HAF program open
North Dakota Program Website
Ohio
Agency: Ohio Housing Finance Agency
Status: Program closed
Ohio Program Website
Oklahoma
Agency: Oklahoma Housing Finance Agency
Status: Program closed
Oklahoma Program Website
Oregon
Agency: Oregon Housing and Community Services
Status: Program suspended or accepting waitlist applications
Oregon Program Website
Pennsylvania
Agency: Pennsylvania Housing Finance Agency
Status: HAF program open
Pennsylvania Program Website
Puerto Rico
Agency: Puerto Rico Housing Finance Authority
Status: Program closed
Puerto Rico Program Website
Rhode Island
Agency: Rhode Island Housing
Status: Program closed
Rhode Island Program Website
South Carolina
Agency: South Carolina State Housing Finance and Development Authority
Status: Program closed
South Carolina Program Website
South Dakota
Agency: South Dakota Housing Development Authority
Status: HAF program open
South Dakota Program Website
Tennessee
Agency: Tennessee Housing Development Agency
Status: HAF program open
Tennessee Program Website
Texas
Agency: Texas Department of Housing and Community Affairs
Status: Program closed
Texas Program Website
Utah
Agency: Utah Department of Workforce Services, Division of Housing and Community Development
Status: HAF program open
Utah Program Website
Vermont
Agency: Vermont Housing Finance Agency
Status: Program closed
Vermont Program Website
Virgin Islands
Agency: Virgin Islands Housing Finance Authority
Status: HAF program open
Virgin Islands Program Website
Virginia
Agency: Virginia Housing
Status: HAF program open
Virginia Program Website
Washington
Agency: Washington State Housing Finance Commission
Status: HAF program open
Washington Program Website
West Virginia
Agency: West Virginia Housing Development Fund
Status: HAF program open
West Virginia Program Link
Wisconsin
Agency: Wisconsin Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR)
Status: Program closed
Wisconsin Program Website
Wyoming
Agency: Wyoming Department of Family Services
Status: HAF program open
Wyoming Program Website
Searching for rental assistance? Find your state on the Emergency Rental Assistance Programs by State map.